Online Listing Presentation:
E Palm Canyon
Suite 615
Palm Springs, CA 92264
Phone: 7602031133 Mobile: 760-790-8047 Email Steve

Buying or Selling a Home?


Steve lives close to the city in Forest Hills and knows the Pittsburgh area very well.  He grew up in Monroeville, and graduated from Gateway Senior High, Clarion University and Penn State University. He knows the area's school districts, commute times, recreation options, and much more. A former retail manager, he has lived in California, Colorado, Indiana, Ohio, South Carolina, Maryland and the District of Columbia, and has become an expert in relocating from one area to another. 


Steve's listings include large, high quality photos, virtual tours and a property floor plan, and he also lists his for-sale properties on dozens of other real estate websites.

Online Listing Presentation:


Steve has been in Real Estate for 10 years, and comes from a finance and accounting background, which can be very helpful in real estate transactions. He has worked as a consultant in Home Improvement, Grocery, Apparel, Banking, Consumer Products, Distribution, and Electronics Manufacturing. 


Steve serves the greater Pittsburgh area, including the city's North Side and East End, the suburbs of Forest Hills, Monroeville, Murrysville, and more.


Feel free to browse this site at any time, and to email me for any information you need.



Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %